Loan Outstanding Calculator

Enter the loan details and any interim repayment. The balance is recalculated through the current date.

Original Principal Amount (₹)

Loan Disbursement Date

Annual Interest Rate (%)

Compounding Frequency

INTERIM REPAYMENT DETAILS

Interim Repayment Amount (₹)

Interim Repayment Date

TOTAL OUTSTANDING AS OF CALCULATION DATE

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Outstanding balance breakdown

Principal outstanding*—

Interest outstanding*—

Original principal—

Interest accrued before repayment—

Repayment applied to interest—

Repayment applied to principal—

Interim repayment amount—

Interim repayment date—

Loan disbursement date—

Annual interest rate—

Compounding frequency—

Calculation date—

*Principal/interest split uses a repayment waterfall: a repayment is first applied to interest accrued up to the repayment date, and any remaining amount reduces principal. Future compound interest is calculated on the remaining total balance. “Interest outstanding” is the interest component included in the total outstanding amount.

Calculation method: the selected nominal annual rate is converted to the selected periodic rate; fractional periods are applied between transaction dates using actual elapsed days divided by 365.2425. One interim repayment is supported. This is an estimate for information and is not a legal statement of account.